If you are interested in acquiring a loan, we strongly recommend that you take a look at the overall cost of the loan prior to finalising an agreement. We urge all of our consumers to borrow only what they have the ability to pay back. An easy to follow method to see if a loan is appropriate for you, is to estimate your disposable income. Then, subtract the total amount of the loan (plus interest). If you still have enough money left over, then it is possible that the loan may be a good fit

Diddy Loans is an experienced broker in the finance industry and we’re proud to say that we strive every day to provide a service of excellence. This comes from properly informing all of our consumers so that they can have a strong understanding of how short term loans work.

You can borrow between £100 and £2500. Please think carefully before you apply for any amount to make sure that you will be in a position to repay it when your loan agreement comes to an end.

Loan Amount
Monthly Repayment Interest Total
£600 £95.37 £544.44 £1,144.44
£800 £127.16 £725.92 £1,525.92
£1,000 £158.95 £907.40 £1,907.40
£1,200 £190.74 £1,088.88 £2,288.88
*Note: This table is intended as a guide to repayment amounts only. Calculation based on Interest rate: 150% pa (fixed). 277.6% APR Representative.

Reasons why people may need a loan

Unexpected travel expenses

Emergency home repair

Broken down vehicle

Unforeseen school expenses

Medical emergency

Other unplanned bills

Representative 97% APR

The time between an individual’s application and the next date that they are paid varies from one person to another.

Why does the APR seem so high?

The whole finance industry in the UK is required, by law to represent interest rates using a calculated Annual Percentage Rate – which you might recognise as 'APR'. This makes the comparison of loans easier to understand for consumers. However, APRs are designed specifically for loans taken over a 12 month period or more and tend not take into consideration non-interest related fees and charges. This makes the calculation very difficult to compare on a like-for-like basis for loans over short periods of time.